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LVNV Funding

LVNV Funding

lvnvfunding.com
What is your customer experience with LVNV Funding?

LVNV Funding Overview

The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.

Based on reviews, created with AI
Rating Distribution

LVNV Funding has a 1.9 star rating from 21 reviews; most consumers report dissatisfaction with credit reporting and collection outcomes and 77% of feedback is unfavorable.

Positive Feedback

Some customers report helpful individual representatives, successful payment arrangements, and resolved settlements that updated on credit reports after delays.

Negative Feedback / Risk Areas

  • Frequent reports of misreporting and failure to remove settled or disputed items, a common LVNV Funding customer complaints theme.
  • Allegations of aggressive collection tactics including lawsuits, garnishments, and difficulty getting documentation.
  • Poor responsiveness, missed callbacks, billing discrepancies, and inconsistent customer service.

Key Takeaways for Future Customers

  • Check credit reports often and document all communications when dealing with collections.
  • Use LVNV Funding reviews to gauge responsiveness and prepare evidence before disputing accounts.
  • Consider contacting the original creditor and legal advice if reporting or litigation issues arise.
View full overview ›

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Show reviews that mention
credit people money collectors debt account payment information details credit card
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Anonymous
map-marker San Diego, California

Credit collectors

Nice helping with us , I m need help from you then we are giong to pay , from now, I dont have eought money yet . Thanks your help .

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User's recommendation: Need more helping to in the future.

Richard P Qaq

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Inaccurate report spoke to five different people were supposed to get three callbacks never got one got the same information which was totally different every time and I can go on and on please please

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I dont know what more details you want I have two credit cards that were turned into you. My credit bureau says that one credit card was $300 and one credit card was $400 on some odd dollars however, you guys have taken $650 from Walmart.

Nobody knows where that money went. I talked to three different companies not one company can tell me so if you want me to continue with what happened I can but please please connect me with someone that knows what they are talking about please Ive spent three days trying to resolve a simple matter.

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Sundus Zkm

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Who are u

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Called to report identity theft or fraud. Was told to put details in an email. I was garnished thru my income taxes or I would not have found out.

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Anonymous
map-marker Chicago, Illinois

Trying get this item removed credit report also Portfoiily rec Sail Loan

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Find out Credit Score trying get items deleted working with Dovly Team repaired credit 5months nothing going on now talk someone possible thank you

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Jerome R Ctz

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Misreporting information on my credit repoet

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Had a settlement agreement with Credit One and LVNV Funding purchased the account. It was paid on time every month through the debt management company.

It was fully paid off in Feb 2025.

I was never late making a payment once they purchased it. They reported missed payments and have not shown the account as paid off.

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Cons:
  • Company is notorious for ruining credit with bad reporting processes

Preferred solution: Fic the reporting errors and report the account paid as agreed.

User's recommendation: Stay away or get a lawyer to stop fraudulent credit reporting

Anonymous
map-marker Waxahachie, Texas

About a bill

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I am not feeling that way I have had a good out come with them! These people will work with u I have has no problem yet,

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Resolved
charles c Wjf

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Resolved: On credit and never dealt with them

Updated by user Jan 17, 2025

still on my credit refuse to remove or provide documents with my signature on them

Original review Jan 01, 2025

They have two charges on my credit, and I have never even heard of them. I was told they buy debts from other places, so I am eager to know if they have anything signed by me. Stay away from them.

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Cons:
  • Mess up credit im working hard to build

Preferred solution: remove from my credit i have had several issues with credit breeches and assume this may be one

User's recommendation: stay away from seek legal guidance

Alex H Fkj

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Las Vegas, Nevada

These guys are scammers

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Scammers,pit vipers,den of thieves sharks,bottom feeders. Lvnv funding are unscrupulous junk debt collectors who prey on people.

I filed a CFPB complaint on them and a FTC complaint will be filed as well. Avoid Lvnv funding like the plague.

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Preferred solution: Cease collection efforts and don't contact me again. Remove the fraudulent account from my credit report .

1 comment
Guest

Right on target! That's EXACTLY correct!

Stay away from them. PAY YOUR BILLS ON TIME LIKE YOU AGREED TO DO!

Keyona Gzl

Change a payment date

The office was closed due to holiday hours. I need to reschedule my payment day from Jan 2, 2025 to Jan 25, 2025.

I dont have my acct #, but I have a conf # and that is 929504. I spoke with Erick Combos. I will not have enough money tommorow Jan 2, 2025 to make this payment of 159.71. I tried to call the # that he gave me which was 866-794-**** ext 4731.

Can someone please call me back on Thursday Jan 2, 2025 to let me know you received this message.

Very important. Thank you

Respectfully,

Donna Banks

267-372-****

Email address-med_secretary64@***.com

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Duke Ueo

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Never received documentation I asked for

They're going to send me my documentation now, that ten times before they haven't, and the lady said she's going to send it out in 5 to 10 days, or 7 to 10 days. I sure hope I receive it.

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Nicola T Tlz

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Wont take collections off of All. 3 credit reporting agencies which are fraudulent accounts that arent mine..

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I have disputed with LVNV resurgent LLC about these accounts. That they kept putting on my credit report which are not mine due to fraudulent accounts.

That were opened up in my name. I have Lexington law working on the process as well. And I have disputed them with all 3 credit bureau.

They took them off of experian but they put them on TransUnion and Equifax. Sneaky bastards.

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Loss:
$5000

Preferred solution: Deliver product or service ordered

Nicola T Tlz

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

I have spent a lot of money trying to get these collection deleted. All of my acquitted report which are due to fraud and I have spent over twelve hundred dollars with 5 collections they have On my cr

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LVNVS reporting negative collections on my credit report. And they should reimburse me for my money losses. That I had to hire a tony and twenty fees to get these fraudulent collection accounts off my credit report

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Loss:
$1275

Preferred solution: Full refund

User's recommendation: Sue Them

Nicola T Tlz

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Las Vegas, Nevada

Bad business

I have to Lexington law firm attorney's working on this disputes with LVNV funding. They are a terrible company.

They deleted off my experian report, but they put it all my equivax.

My TransUnion report collections which were due to fraud. No matter how many times I have proved it and Have constantly disputed with the credit bureau's

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Loss:
$1750

Preferred solution: Deliver product or service ordered

April C Smq

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Las Vegas, Nevada

They refused payment through a third party company

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I lost my job during Covid and asked if they would allow me to put them in a program that allows them to be paid monthly until the bill was paid .They unlike other credit card companies had no compassion for their clients.With my other credit card they willingly excepted the terms to be paid .This company in turn took the case to court and sued me for 800.00 dollars that they are now garnishing my pay at 300 dollars a pay ,which is rediculous and unheard of but they feel its okay .Had I known what I know now I would have never applied for this particular card .

View full review
Loss:
$800
Cons:
  • Are a horrible company

Preferred solution: Price reduction

User's recommendation: Do not get a card from this company

Anonymous
map-marker Vero Beach, Florida

STILL CONTACTING ME ON A CREDIT CARD WHICH WAS PAID IN FULL!!!

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PAID CREDIT ONE DIRECTLY THIS COMPANY WAS ALSO INCOMPETENT PAID THE ACCOUNT IN FULL HAVE COPIES OF CANCELLED CHECK YET THIS AMBULANCE CHASER IS TRYING TO STILL COLLECT!!! NOT PAYING A THIRD PARTY WHO NEVER ISSUED ME THE CREDIT CARD IN THE 1ST PLACE!!!

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User's recommendation: DEAL WITH CREDITORS WHO GRANTED YOU CREDIT DIRECTLY!!

1 comment
Guest

I had the exact same issue with Credit One- paid in full. How these bottom-feeders LVNV funding got this as a collection is beyond me. I am absolutely livid

Msry D

Upset

They levied my domestic partners bank account because he put my name on there because he works a lot and he cant get to the bank all the time so to withdraw or make deposits he put my name on there and I never thought I would get sued. I know I had credit card debt was that was back in 2019 and I have a sick mother Im disabled and I just cant believe they they levied his account only because my name was on it I dont have access I wouldnt had to have access to it if he didnt put me on it, and I feel very bad about that thats not my money thats his

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User's recommendation: I really can’t say I don’t know what to say about this company. I’ve never dealt with them before.

About

Related Companies

Sherman Financial Group, Credit One Bank, Resurgent Capital Services, B Line Llc, Alegis Group Lp

Summary

LVNV funding, LLC is a third-party collection agency, which purchases delinquent accounts form the original creditors and persuades the debtors to repay their debts.

LVNV Funding reviews and complaints

LVNV Funding is ranked 14 out of 336 in Collection Agencies category

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